The three phase journey
Once the foundations are in place, nuclear can progress from strategic capital through catalytic capital to mainstream finance. The roadmap describes how.

Phase 1 - Strategic Capital

Phase 2 - Catalytic Capital

Phase 3 - Mainstream Finance
Three phases to mainstream finance
This Roadmap to Mainstream Finance maps the phased transition from today's strategic capital-dependent model to a liquid, competitively priced global nuclear asset class.
The Roadmap helps stakeholder groups identify opportunities, and identifies milestones that will allow faster, more predictable financing decisions across the nuclear project lifecycle.
Experience from capital-intensive industries such as offshore wind,[20] telecommunications, and toll roads, suggests a common pattern of financial maturation. As technologies mature and delivery risks become better understood, financing evolves from government support and highly bespoke structures towards standardized instruments, institutional capital, and eventually liquid secondary markets.
Nuclear has operated commercially for more than six decades, but its financing has been shaped by unique regulatory requirements and public policies largely in isolation of market signals. In most markets outside China and a handful of established nuclear programmes, financing has only just begun to evolve. The three phases of the roadmap describe how nuclear financing can be expected to grow and evolve as the industry matures and scales its offering.
Phase 1
Strategic Capital
Government closes the financing gap; bespoke structures, no secondary market, long lead times to final investment decisions.
In many parts of the world, nuclear financing is characterized by first-of-a-kind or first-in-a-while projects and untested transaction models. This situation drives up market risk premiums and creates structural reliance on government support to underwrite costs and close funding gaps. The result is a financing environment characterized by elevated risk premiums, limited transaction replicability and dependence on public support.[21]
Phase one summary: financing gap
A defining characteristic of Phase 1 is that each project is treated as a unique transaction. Differences in regulatory frameworks, development approaches, financing structures, liability regimes, and the treatment of decommissioning and waste management obligations limit transaction replicability, even when the underlying reactor technology remains unchanged. The absence of standardized financial products, independent benchmarks, secondary markets, and established credit assessment methodologies increases transaction costs and slows capital deployment. As a result, governments remain the primary providers of risk absorption and financing support.
The lack of standardized approaches to decommissioning liability allocation and limited-recourse confirmation, for example, adds to the uniqueness of each transaction. The challenge extends beyond financial structuring to legal drafting, with bespoke contractual arrangements adding time, complexity and cost to every deal.
Phase 2
Catalytic Capital
Standardization emerges; private capital begins to crowd in
Phase 2 is characterized by the shift from FOAK to early NOAK economics, the emergence of standardized risk-sharing frameworks, and the beginning of private capital entry alongside government support. Government participation remains, but its role transitions from gap-filler to catalyst, with support packages more tightly calibrated and increasingly competed. Multilateral development banks, development financial institutions, export credit agencies and other public financial institutions play an increasingly catalytic role, using guarantees, concessional resources, risk sharing mechanisms and other instruments to help drive down costs and mobilize private capital alongside public investment.
Phase 2 summary: transition signal
Phase 2 is reached when private capital begins participating alongside public financial institutions based on standardized structures, clearer risk allocation and performance benchmarks. Public support increasingly serves to mobilize commercial capital.
Catalytic capital requires institutions with a clear mandate to support qualified programmes and projects with financing tools and institutional resources that are deemed additive and credible by project owners, governments and market actors.
Phase 3
Mainstream Finance
Nuclear as a standard infrastructure asset class; standardization, deep markets, competitive cost of capital.
In the final stage, Phase 3, nuclear becomes a mature infrastructure asset class, supported by liquid secondary markets, competitive financing costs, and broad institutional investor participation across the project lifecycle.
Phase 3 does not equate ‘mainstream finance’ exclusively with Western, market-led economic models. Rather, it signals that a country's financing architecture and nuclear investment framework has matured to the point where mainstream lenders and investors can supply low-cost liquidity through well-developed financial products.
This phase does not require governments to step back as private capital steps in, although this is what may happen in many markets. Instead, it reflects a market where risk and reward are clearly understood and accurately priced. Government-led financing, whether on or off-balance sheets, remains consistent with Phase 3 when government entities participate on commercial terms, as opposed to when they act in a sovereign capacity to provide de-risking mechanisms or other government-only functions.
Phase 3 summary: target conditions
Mainstream finance for nuclear will be achieved when three conditions have beenmet:
- Financial products are sufficiently standardized to be widely and confidently priced.
- Private actors (developers, financial investors, and commercial lenders) lead underwriting, with government and catalytic capital playing a limited and targeted role.
- A liquid secondary market allows institutional investors to enter and exit positions across the project lifecycle.
The pace and timing at which the sector reaches this stage will depend on the level of industry maturity achieved, underscoring the need for the sector’s project and industrial evolution to advance in parallel with the evolution of financial mechanisms and market confidence rather than sequentially.
Different countries, technologies, and industry segments may occupy different phases simultaneously, and strategic, catalytic, and mainstream capital can all coexist within a market. What evolves over time is their importance and role in enabling deployment. Even in a mature market, mainstream capital does not necessarily finance a project from inception or through construction. In such cases, strategic or catalytic capital may continue to carry construction-phase risk. Mainstream capital would enter predominantly through secondary markets, financing operational assets once they are generating stable, de-risked cashflows.
